Opting Out of SHP

If you are an undergraduate student, you may opt out of the Student Health Plan if your parent's or spouse's plan is in the United States and covers 80% of the recognized charge for the following: 

  • Emergency room visits and non-emergency visits (specialist and routine doctor visits)
  • Medical/surgical treatment
  • Inpatient hospital treatment (including labs, x-rays and miscellaneous expenses)
  • Outpatient care (e.g., labs, physical therapy, CT/MRI scans)
  • Outpatient mental health care
  • Inpatient mental health care (hospitalization for psychiatric conditions and chemical dependence)
  • Ambulance expenses   
  • Treatment for pre-existing conditions

The plan should cover you for unlimited expenses. 

If you are an varsity (or club rugby) student-athlete, you must be covered for athletic injuries while playing your sport or while traveling with your team.

Opt Out Instructions

Opt out of the SHP by logging into MyUHS. You will be asked to provide your insurance information and certify that you have comparable coverage under another plan.

Exceptions for Opting Out

If it is a requirement of your parent’s or spouse's plan that you need a referral before receiving care from a specialist, you cannot opt out of the Student Health Plan. It is important that you are able to receive treatment from a specialist or go to the hospital without getting a referral first.

Access to UHS Services

Even if you opt out of the SHP, you can still receive treatment at McCosh Health Center.  Be sure your plan lets you use the Quest Diagnostics Laboratory in the health center if you need lab testing.