If you are a graduate/undergraduate student or dependent on the Princeton University Student Health Plan (SHP):
All lab services provided by McCosh Health Center will be billed to Aetna Student Health (administrator of the Student Health Plan) and covered at 100%, if you provide Quest Diagnostics with your insurance card. The deductible will not be applied to lab tests. An explanation of benefits (EOB) will be mailed to your home.
If you do not wish any EOBs to go to your home, please contact Aetna at: 1-877-437-6511 to provide the address to which you wish the EOB to be sent.
If you are a dependent or undergraduate student on private health insurance:
If you are a dependent on private insurance or an undergraduate student who has elected to waive the Princeton University Student Health Plan and are on private health insurance, you must provide Quest with your private insurance card and information whenever you have lab tests performed at McCosh Health Center. Quest may not be considered in network by your carrier. Quest will bill your insurance carrier, and the level of benefits coverage for lab charges will depend upon your private insurance coverage. It is recommended that you learn about the coverage provided by your private health insurance plan. If you do not have any insurance information with you at the time of service and you want to submit the charges to your insurance carrier for reimbursement, you have two options:
- Have your blood drawn or provide your specimen and Quest will bill you at full price. When you receive the bill from Quest, you will need to call Quest and provide them with your insurance information, and ask them to re-bill your insurance carrier.
- Return to the lab at a later time with your insurance information, and have your blood drawn or provide your specimen at that time so that Quest can bill your insurance carrier directly.
Explanations of Benefits (EOBs) will be mailed by your insurance provider to the address they have on file for the policy holder. This address is frequently your parents’ address. If you do not wish the EOBs to go to the address on file, you will need to pay for services out of pocket. In these instances, provide Quest with your preferred billing address but do not provide your insurance information. Quest will send the bill to the address you provide and you will be responsible for payment.
If you have questions about your private health insurance, and the lab service that is accepted by your health plan, call the information number provided on your insurance card.