At-home COVID-19 test kit coverage

Friday, January 21, 2022

The Omicron variant has created an overwhelming demand for over the counter (OTC) COVID-19 test kits, so supplies may be limited. There are multiple options for cost coverage of these test kits.

Government Free At-Home Test Kits

Every home in the U.S. is eligible to order four free at-⁠home COVID-⁠19 tests. The tests are completely free. Orders will usually ship in 7-12 days.

  1. Go to to order.
  2. Fill in your contact information and shipping address.

Undergraduate students: use your campus mailbox address. 

Graduate students who live in the Graduate College: you may experience difficulty completing the request form, since the Graduate College is classified as “non-residential” in the USPS system. See instructions on how to order tests while residing in the graduate college. 

Ordering Free Government-Issued COVID Test Kits While Residing at the Graduate College

Mail Services has created a process to enable Graduate College students to receive this one-time-only COVID test shipment.

Follow the steps below to set up delivery of the test kits.

  1. Email Aaron Sked ( at Print and Mail Services to request a Frist mailbox number.
  2. Use of the mailbox is specifically for receiving the one shipment of four COVID test kits from the government. 
  3. Students will be provided with the complete Frist mailing address to use when placing an order on the government website. 
  4. Mail Services will notify students when the package is received, and load it into the Frist package locker system for pick up at Frist.
  5. Students will not be able to use the mailbox number for any other future shipments.

Test Kit Coverage for OptumRx Members

OptumRx members have four options for coverage of over the counter (OTC) at-home COVID-19 test kits:

  1. Pay $0 at a preferred network pharmacy: Visit a Walmart, Sam’s Club or Rite Aid pharmacy and simply go to the pharmacy counter, present your member ID card, and ask to have your OTC at-home COVID-19 test kits submitted to your plan for coverage.
  2. Order COVID-19 test kits online at Optum Store with $0 member cost-share. Members will be required to sign in through OptumRx. Members pay for shipping, or it’s free when they spend $45 or more (equivalent to 2 kits).
  3. Purchase a kit and then submit an electronic form for reimbursement: You can also purchase an OTC at-home COVID-19 test kit at other stores or online retailers. Keep your purchase receipt(s) to submit for reimbursement. To receive the quickest possible reimbursement of up to $12 per test, submit an electronic claim form by visiting
  4. Purchase a kit and then print and mail in a paper reimbursement form: If you prefer to submit your claim by mail, you can print a form at and then mail it in. Reimbursement applies up to $12 per test. Please note: you will receive reimbursement more quickly if you submit an electronic claim.

Tests Covered

Coverage includes OTC at-home COVID-19 test kits authorized by the Food and Drug Administration (FDA). The most common tests are BinaxNOW™, Flowflex™, InteliSwab™, On/Go™ and QuickVue®.

Test Coverage Quantity Limits

Covered members can get up to 8 individual tests per month, (e.g., a covered family of 4 would be eligible for 32 tests a month).

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