If you are an undergraduate student, you may opt-out of the Student Health Plan if your guardian/parent's or spouse's plan is in the United States and provides comparable coverage or exceeds the SHP coverage. Review the Comparable Coverage Criteria for coverage requirements. If you are a varsity (or club rugby) student-athlete, you must be covered for athletic injuries while playing your sport or while traveling with your team. Opt-Out Instructions Opt-out of the SHP by logging into MyUHS. You will be asked to provide your insurance information and attest that you have comparable coverage through another plan. Plans Ineligible for Opt-Out If your plan is a Medicaid, Medicare, Medi-Cal, HMO, or considered a Catastrophic/High Deductible plan, or it is a requirement of your parent’s or spouse's plan that you need a referral from your Primary Care Physician (PCP) before receiving care from a specialist, you cannot opt-out of the Student Health Plan. It is important that you are able to receive treatment from a specialist or go to the hospital without getting a referral first. Access to UHS Services All students, regardless of whether they enroll in the SHP or remain on private insurance, are fully eligible for all services provided at University Health Services. Insurance is required for services not offered by UHS, such as specialty care and hospitalization. It is also required for laboratory services provided at University Health Services, which is independently operated by Quest Diagnostics. If you plan to retain private insurance, please check with your insurance carrier to see if Quest Diagnostics is an in-network provider.