If you are an undergraduate student, you may opt-out of the Student Health Plan if your parent's or spouse's plan is in the United States and provides comparable coverage or exceeds the SHP coverage. Review the Comparable Coverage Criteria checklist for coverage requirements
If you are an varsity (or club rugby) student-athlete, you must be covered for athletic injuries while playing your sport or while traveling with your team.
Opt-out of the SHP by logging into MyUHS. You will be asked to provide your insurance information and certify that you have comparable coverage under another plan.
Exceptions to Opting-Out
If your plan is a Medicaid, HMO, or considered a Catastrophic/High Deductible plan, or it is a requirement of your parent’s or spouse's plan that you need a referral before receiving care from a specialist, you cannot opt-out of the Student Health Plan. It is important that you are able to receive treatment from a specialist or go to the hospital without getting a referral first.
Access to UHS Services
Even if you opt-out of the SHP, you can still receive treatment at McCosh Health Center. Be sure your plan lets you use the Quest Diagnostics Laboratory in the health center if you need lab testing.