Costs & Billing for Services Provided at UHS

All incoming student-athletes participating in varsity-level sports or club rugby, as part of their sports physical, undergo a cardiac screening assessment, which includes history, physical examination and an electrocardiogram (EKG). The purpose of the cardiac assessment and EKG is to help detect conditions that are known to be associated with sudden cardiac death in athletes.

There is no cost for the EKG but if your EKG is abnormal, additional testing will be required. Per our policy, during the cardiac screening assessment, a team physician and a referring cardiologist will be onsite to provide consultation, echocardiogram and interpretation to medically clear the athlete to participate and/or if additional testing is indicated.

If you are a varsity student-athletes or club rugby athlete on the Princeton University Student Health Plan (SHP):

Refer to the SHP Plan Document for the coverage levels for your cardiac testing under "High Cost Procedures Expense" listed under the "Outpatient Expenses" category. 

If you are a varsity student-athletes or club rugby athlete on private health insurance:

The cost of the echocardiogram will be billed to your insurance carrier by Robert Wood Johnson (RWJ) University Hospital. It is strongly recommended that you contact your insurance carrier prior to arriving on campus to verify whether or not RWJ is in-network with your insurance carrier. 

If RWJ is not in-network for your insurance carrier, you will be billed the “Out of Network” rate and it is your responsibility to provide payment to the hospital. Your parent or guardian also has the option to seek testing off-site with an in-network provider.

Please be aware your clearance to participate could be delayed until testing/results are completed.

Oral contraceptive prescriptions can be filled at UHS for a charge that varies according to manufacturer's cost. Insurance coverage/payment for prescriptions for oral contraceptives will vary depending upon your prescription coverage. If you are on the SHP, you have prescription coverage through OptumRx. IUDs and Nexplanon insertions require payment during the visit— you can submit a claim to SHP or your private insurance provider for reimbursement afterwards. 

If you are a graduate/undergraduate student or dependent on the Princeton University Student Health Plan (SHP):

All lab services provided by McCosh Health Center will be billed to Aetna Student Health (administrator of the Student Health Plan) and covered at 100%, if you provide Quest Diagnostics with your insurance card. The deductible will not be applied to lab tests. An explanation of benefits (EOB) will be mailed to your home.

If you do not wish any EOBs to go to your home, please contact Aetna at: 1-877-437-6511 to provide the address to which you wish the EOB to be sent.

If you are a dependent or undergraduate student on private health insurance:

If you are a dependent on private insurance or an undergraduate student who has elected to waive the Princeton University Student Health Plan and are on private health insurance, you must provide Quest with your private insurance card and information whenever you have lab tests performed at McCosh Health Center. Quest may not be considered in network by your carrier. Quest will bill your insurance carrier, and the level of benefits coverage for lab charges will depend upon your private insurance coverage. It is recommended that you learn about the coverage provided by your private health insurance plan. If you do not have any insurance information with you at the time of service and you want to submit the charges to your insurance carrier for reimbursement, you have two options:

1. Have your blood drawn or provide your specimen and Quest will bill you at full price. When you receive the bill from Quest, you will need to call Quest and provide them with your insurance information, and ask them to re-bill your insurance carrier.
2. Return to the lab at a later time with your insurance information, and have your blood drawn or provide your specimen at that time so that Quest can bill your insurance carrier directly.

Explanations of Benefits (EOBs) will be mailed by your insurance provider to the address they have on file for the policy holder. This address is frequently your parents’ address. If you do not wish the EOBs to go to the address on file, you will need to pay for services out of pocket. In these instances, provide Quest with your preferred billing address but do not provide your insurance information. Quest will send the bill to the address you provide and you will be responsible for payment.

If you have questions about your private health insurance, and the lab service that is accepted by your health plan, call the information number provided on your insurance card.