We provide comprehensive services to all eligible students regardless of their insurance provider or coverage. We also offer a wide-range of services for employees, especially with regard to work-related injuries or illnesses. Depending on the service provided at UHS, you may be charged a fee. Review the full UHS Fees List (.xlsx) for costs of individual items. For services obtained outside of UHS (e.g., hospital, private provider), read important information about paying for external medical care. Learn more about: Student costs Employee costs Student Costs The following services are provided at no direct cost to you: athletic medicine services BASICS flu shots individual or group counseling infirmary care primary care visits SHARE services x-rays Fees may be charged for some specialized services, including: Abnormalities for Cardiac Screen (for varsity student-athletes and club rugby) All incoming student-athletes participating in varsity-level sports or club rugby, as part of their sports physical, undergo a cardiac screening assessment, which includes history, physical examination and an electrocardiogram (EKG). The purpose of the cardiac assessment and EKG is to help detect conditions that are known to be associated with sudden cardiac death in athletes. There is no cost for the EKG but if your EKG is abnormal, additional testing will be required. Per our policy, during the cardiac screening assessment, a team physician and a referring cardiologist will be onsite to provide consultation, echocardiogram and interpretation to medically clear the athlete to participate and/or if additional testing is indicated. If you are a varsity student-athletes or club rugby athlete on the Princeton University Student Health Plan (SHP): Refer to the SHP Plan Document for the coverage levels for your cardiac testing under "High Cost Procedures Expense" listed under the "Outpatient Expenses" category. If you are a varsity student-athletes or club rugby athlete on private health insurance: The cost of the echocardiogram will be billed to your insurance carrier by Robert Wood Johnson (RWJ) University Hospital. It is strongly recommended that you contact your insurance carrier prior to arriving on campus to verify whether or not RWJ is in-network with your insurance carrier. If RWJ is not in-network for your insurance carrier, you will be billed the “Out of Network” rate and it is your responsibility to provide payment to the hospital. Your parent or guardian also has the option to seek testing off-site with an in-network provider. Please be aware your clearance to participate could be delayed until testing/results are completed. Robert Wood Johnson University Hospital 1 Robert Wood Johnson Drive New Brunswick, NJ 08903 NPI 1346243375 CPT billing code: 93306 Contraceptives Oral contraceptive prescriptions can be filled at UHS for a charge (.xlsx) that varies according to manufacturer's cost. Insurance coverage/payment for prescriptions for oral contraceptives will vary depending upon your prescription coverage. If you are on the SHP, you have prescription coverage through OptumRx. IUDs and Nexplanon insertions require payment during the visit— you can submit a claim to SHP or your private insurance provider for reimbursement afterwards. Lab Tests If you are a graduate/undergraduate student or dependent on the Princeton University Student Health Plan (SHP): Lab services provided by McCosh Health Center will be billed to Aetna Student Health (administrator of the Student Health Plan) and covered at 100%, if you provide Quest Diagnostics with your insurance card. As some lab services may not be covered, you may contact Aetna Customer Service at 1-877-437-6511 for questions about coverage for your specific testing. The deductible will not be applied to lab tests. An explanation of benefits (EOB) will be mailed to your home. If you do not wish any EOBs to go to your home, please contact Aetna at: 1-877-437-6511 to provide the address to which you wish the EOB to be sent. If you are a dependent or undergraduate student on private health insurance: If you are a dependent on private insurance or an undergraduate student who has elected to waive the Princeton University Student Health Plan and are on private health insurance, you must provide Quest with your private insurance card and information whenever you have lab tests performed at McCosh Health Center. Quest may not be considered in network by your carrier. Quest will bill your insurance carrier, and the level of benefits coverage for lab charges will depend upon your private insurance coverage. It is recommended that you learn about the coverage provided by your private health insurance plan. If you do not have any insurance information with you at the time of service and you want to submit the charges to your insurance carrier for reimbursement, you have two options: Have your blood drawn or provide your specimen and Quest will bill you at full price. When you receive the bill from Quest, you will need to call Quest and provide them with your insurance information, and ask them to re-bill your insurance carrier. Return to the lab at a later time with your insurance information, and have your blood drawn or provide your specimen at that time so that Quest can bill your insurance carrier directly. Explanations of Benefits (EOBs) will be mailed by your insurance provider to the address they have on file for the policy holder. This address is frequently your parents’ address. If you do not wish the EOBs to go to the address on file, you will need to pay for services out of pocket. In these instances, provide Quest with your preferred billing address but do not provide your insurance information. Quest will send the bill to the address you provide and you will be responsible for payment. If you have questions about your private health insurance, and the lab service that is accepted by your health plan, call the information number provided on your insurance card. Off-Campus Emergency Care If you receive care in the emergency room, charges for ambulance transport and/or care in the ER will be covered based on your health insurance plan. You will be responsible for all remaining fees. If you are a student with the SHP coverage, you do not require a referral for emergency care, and your emergency transport charges are not applied to your deductible. Orthopedic Supplies There are fees (.xlsx) for orthopedic supplies such as crutches, canes, braces, splints, cervical collars, cast boots, etc. Physical Therapy Physical Therapy at Dillon Gym is offered to students, free of charge, throughout the academic year. When Dillon Physical Therapy is closed, during the summer and during breaks, students can be seen at Hamilton Physical Therapy at 350 Alexander Road. There is a charge for these services. If you are on the Student Health Plan, PT is covered under your benefits. If you have private health insurance, you may or may not have coverage depending upon your plan’s benefits. STI Testing Self-directed STI screening will be sent through Quest and billed through insurance so if wish to avoid using insurance, you should make an appointment with a nurse for screening. If choosing not to go through insurance, we offer gonorrhea and chlamydia testing for $9.50 for each site tested (oral, rectal, throat) and $9.50 for syphilis testing. HIV testing is free. If you get an STI test and plan to pay through insurance, you will not be charged a fee during your visit. Note: if you are on private insurance and Quest laboratory is not in-network with your insurance, you will receive a bill. Vaccines/Immunizations All vaccines or immunizations are provided for a fee (.xlsx). Insurance coverage is available for some vaccines. If you are covered by the SHP or a private insurance plan, obtain a receipt from the UHS Front Desk staff. You may submit a claim to your insurance provider to request reimbursement. X-rays - Shipping for Digital Images on CD If you wish to obtain a CD with digital images, you will be responsible for shipping charges (if required). Payment for Services You can pay by cash, check, or Visa/Mastercard/Discover. Services can also be billed directly to your student account. Special Circumstances We also offer support services for students who need assistance paying for medical services/costs: Mental Health Loan Program Graduate students or undergraduate students may apply for up to $1,250 in loans per semester to cover outside mental health counseling costs. You can use the loan program for: deductibles, excess balances after payment by your health plan, and/or continuation of therapy after the maximum benefits have been reached on your health plan. The loan draws no interest until you leave the University. At this time, the loan is consolidated with any other financial obligations you may have. If you have no other loans with the University, the Mental Health Loan Program will be established as a long-term loan with the terms and conditions applicable to University educational loans. Learn about the mental health loan program or your eligibility by calling 609-258-6055. Special Needs If you do not have the financial resources to pay for healthcare services provided, you may fill out a General Application for the Special Needs Fund (SNF) or email [email protected] to determine if you are eligible to receive assistance. For More Information Aetna Student Health (Medical Plan): 1-877-437-6511 OptumRx (Prescription Plan): 1-877-615-6319 To contact Quest, call 1-800-825-7320. You may pay bills or update insurance information at www.questdiagnostics.com/bill To contact the UHS Costs and Billing office, call 609-258-1967. Employee Costs Faculty and staff are encouraged to access services at Occupational Health Services, especially for care of work-related injuries or illnesses. Be aware that while you can access select services for personal reasons, Occupational Health Services does not accept third party billing for non-work-related services provided. Fees may be charged for some services, including: Copies of Health Records The first copy of your health record is free of charge. The cost for additional copies is determined by the size of the record. Off-Campus Emergency Care If you are treated in the Emergency Room for a work-related injury or illness, the charges will be covered under worker’s compensation. If you receive care in the ER for a non-work related injury or illness, charges for ambulance transport and/or care in the ER will be covered based on your insurance plan. Lab Tests For employees, Quest Diagnostics accepts Aetna and United Healthcare. You must provide Quest Diagnostics with your insurance card and information whenever you have lab tests performed at McCosh Health Center. For employees on private insurance (not provided by the University): Quest may not be considered in network by your carrier. Quest will bill your private insurance carrier, and the level of benefits coverage for lab charges will depend upon your insurance coverage. It is recommended that you learn about the coverage provided by your private health insurance plan. If you do not have any insurance information with you at the time of service and you want to submit the charges to your insurance carrier for reimbursement, you have two options: Have your blood drawn or provide your specimen and Quest will bill you at full price. When you receive the bill from Quest, you will need to call Quest and provide them with your insurance information, and ask them to re-bill your insurance carrier. Return to the lab at a later time with your insurance information, and have your blood drawn or provide your specimen at that time so that Quest can bill your insurance carrier directly. If you have questions about your private health insurance, and the lab service that is accepted by your health plan, call the information number provided on your insurance card. Orthopedic Supplies If you are being treated for a work-related injury that requires orthopedic supplies such as crutches, canes, braces, splints, cervical collars, cast boots, etc., these will be covered under worker’s compensation. Physical Therapy Physical Therapy by Hamilton Physical Therapy Services (HPTS) for work-related injuries is covered under worker’s compensation. If you utilize physical therapy for non-work-related injuries, check with your insurance and HPTS regarding your plan’s benefits coverage. Travel Health Standard travel health appointments for personal travel are $30. More complex travel planning appointments are $75. Travel immunizations have an additional cost. Vaccines/Immunizations All vaccines required for work (including the flu shot) are provided at no cost. You will be charged for non-work-related vaccines obtained at UHS. Fees (.xlsx) vary depending on the vaccine. Payment for Services You can pay by cash, check or credit card. Services related to work (e.g., travel immunizations) can also be billed to your department account by using the Chartstring or your Travel & Expense card.